CA for NRIs in India – Income Tax Filing, Property Tax, FEMA, 15CA/15CB and Advisory Services
If you are a Non-Resident Indian dealing with Indian income, property transactions, remittances, capital gains, tax notices, or FEMA-related questions, professional guidance can save both time and unnecessary tax exposure. At N C Agrawal & Associates, we assist NRIs and Indians living abroad with practical, compliant, and well-documented solutions for their financial and tax matters in India.
Whether you are based in Dubai, USA, UK, Canada, Australia, Belgium, France, Switzerland, Singapore, or another country, our firm helps you handle Indian tax filings, property matters, TDS, repatriation, 15CA/15CB, lower deduction certificates, FEMA compliance, and representation before the Income Tax Department.
We assist NRIs from UAE, USA, UK, Canada, Australia and Europe.
NRIs with Indian income, Indian property, capital gains, tax notices, foreign remittance, or FEMA concerns.
ITR filing, property tax advisory, TDS, Section 197, 15CA/15CB, repatriation, and tax planning.
Delayed filings, high TDS on property sale, DTAA issues, AIS mismatch, and notice response support.
Why NRIs Need Specialized CA Support in India
NRI tax and compliance matters are rarely as simple as ordinary resident tax filings. Questions around residential status, Indian-source income, capital gains, repatriation, foreign bank accounts, TDS deduction, DTAA relief, FEMA rules, and Indian property transactions require careful handling. A small mistake in classification, form selection, reporting, or documentation can lead to excess TDS, avoidable demand, delayed remittance, scrutiny, or notice from the department. That is why many NRIs prefer working with a CA firm that can look at the complete picture rather than just filing a return mechanically.
If you are an Indian working in Belgium and need assistance with income tax filing, property transactions, or DTAA-related matters, you can refer to our dedicated page for detailed guidance: CA for NRIs in Belgium – Tax Filing & Advisory. This page covers practical issues faced by NRIs in Belgium including double taxation, capital gains, and compliance requirements in India.
Services We Offer to NRIs
Our firm provides end-to-end tax and compliance assistance for NRIs dealing with Indian-source income, Indian investments, property transactions, foreign remittances, and regulatory issues. The aim is to make Indian compliance smooth, accurate, and practical even when the client is living abroad.
1. Income Tax Return Filing for NRIs
NRIs earning income in India may need to file income tax returns for rental income, capital gains, interest income, dividends, business or professional income, or other taxable receipts. We assist with proper return selection, income classification, deduction review, tax computation, and filing support.
Where relevant, we also review TDS credits, DTAA claim position, and reporting implications arising from foreign or Indian transactions.
Useful internal resource:
ITR-2 Filing Guide for NRIs – AY 2026-27
2. TDS Compliance on NRI Property Transactions
Property transactions involving NRIs usually require much more care than ordinary resident transactions. The buyer may have to deduct TDS at rates applicable to NRIs, and errors in deduction, PAN, form filing, or payment timing can create significant complications.
We assist with TDS computation, compliance, documentation, and related practical issues in sale and purchase cases.
Read more on TDS deduction in case of purchase of property from an NRI seller
3. Lower TDS / Section 197 Certificate
In many NRI property sale cases, tax is deducted at a rate much higher than the actual tax liability. This creates cash flow blockage and often forces the NRI to wait until return filing and refund processing.
We assist in applying for lower or nil deduction certificates under Section 197 and help prepare the supporting working and documentation.
Learn more about lower TDS certificate for NRI property sale
Additional NRI Services We Handle
Advisory on suitable business structure, company or LLP formation, PAN, TAN, GST registration, MCA compliance and FEMA considerations for foreign ownership or investment in India.
Preparation of 15CA, issue of 15CB where applicable, and review of remittance nature, taxability, supporting documents and FEMA or RBI compliance position.
Guidance on double taxation issues, withholding tax, tax-efficient structuring, and reporting considerations for NRIs earning income from India.
Capital gain computation, reinvestment options, sale proceeds repatriation support, transaction planning, TDS handling and practical documentation review.
Support in obtaining or updating PAN and Aadhaar where required for tax compliance, property transactions, investments and banking formalities.
Guidance on bringing money out of India lawfully with proper tax documentation, certificates, bank papers and transaction support.
Assistance on NRE, NRO and FCNR matters, property purchase or sale rules, remittance rules, investment restrictions and documentation compliance.
Support in notices, scrutiny, rectification, tax disputes, TDS issues, portal mismatches and representation in suitable cases.
Common NRI Situations Where Professional Help Matters
- You sold property in India and buyer deducted a high amount of TDS.
- You earn rental income in India and need correct return filing and tax computation.
- You have capital gains from shares, mutual funds, property, or other investments.
- You need to remit funds abroad and your bank has asked for Form 15CA or Form 15CB.
- You are unsure whether DTAA relief is available in your case.
- You received an income tax notice, mismatch intimation, demand, or TDS credit issue.
- You want to invest, start a business, or structure Indian assets while living abroad.
- You need practical guidance on PAN, Aadhaar, NRO/NRE accounts, or FEMA rules.
Why NRIs Choose N C Agrawal & Associates
Not just return filing. We review tax impact, documentation, process gaps and future compliance exposure.
Particularly useful where NRIs face high TDS or documentation issues in Indian property transactions.
Useful for foreign remittance, FEMA, DTAA, capital gains and Indian-source income reporting.
With presence in Delhi, Noida and Bangalore, we are well placed to assist clients across different locations.
Who We Serve
Our NRI service practice is designed for salaried individuals, self-employed professionals, freelancers, business owners, investors, property owners, heirs, legal representatives, and families managing Indian assets from abroad. We also assist returning Indians and individuals who may be uncertain about their residential status or reporting obligations in India.
We regularly handle matters relating to Indian-source income, TDS on sale of property, capital gains, delayed filings, tax planning, foreign remittances, and documentation required for banks or tax authorities. The objective is simple: help clients handle Indian compliance correctly while keeping the process clear and manageable.
If you are an NRI based in Canada and have received a notice, you can also refer to our detailed page on income tax for Indians in Canada for complete guidance.
If you are currently residing in the United States and dealing with Indian taxation, it is important to understand how income is taxed in both countries. You can also read our detailed guide on income tax for Indians in USA covering DTAA, RSU taxation, property sale, and foreign tax credit.
Frequently Asked Questions
1. Do NRIs need to file income tax returns in India?
If you have taxable income in India, such as rent, capital gains, interest, or business income, return filing may be required. Whether filing is mandatory depends on the nature and amount of income, TDS position, and other facts.
2. Why is PAN important for NRIs?
PAN is often essential for property transactions, return filing, TDS compliance, investments, banking matters and many other financial transactions in India.
3. Can an NRI save TDS on property sale?
In many cases, yes. If the actual tax liability is lower than the standard TDS being insisted upon, application for a lower deduction certificate under Section 197 may be considered.
4. Is Form 15CA or 15CB required for sending money abroad?
Depending on the nature of remittance, taxability, and banking requirements, Form 15CA and in some cases Form 15CB may be required. Proper review is important before filing.
5. Can NRIs repatriate property sale proceeds from India?
Repatriation is possible subject to FEMA rules, documentation, tax compliance and banking requirements. Each case should be reviewed carefully.
6. Can you help with tax notices and demand issues?
Yes. We assist with notice reply drafting, reconciliation, rectification requests, TDS mismatch issues, and representation in suitable cases.
Our Broader NRI Support Areas
In addition to the core areas above, our firm also assists in strategic tax planning, investment consultation, RBI-related documentation support, loan-related tax documentation, inheritance and succession related coordination, and compliance support in complex Indian matters requiring proper follow-up.
Our role is not limited to filling forms. We try to ensure that each transaction is approached from the standpoint of tax effect, documentation strength, compliance risk, and future defensibility. That becomes especially important when the client is outside India and cannot easily follow up physically with departments, banks, or buyers.
Need Help With NRI Tax or Compliance in India?
If you need assistance with NRI income tax filing, Indian property transactions, lower TDS certificate, Form 15CA and Form 15CB, FEMA matters, repatriation support, or representation before tax authorities, N C Agrawal & Associates can help you evaluate the issue and move forward with a practical plan.
For expert guidance and efficient management of your financial affairs in India, trust N C Agrawal & Associates — your reliable CA firm in Delhi, CA firm in Noida, and CA firm in Bangalore.